The Wallet Problem
First-generation crypto wallets are fundamentally flawed.
- Security and onboarding are poor
- Usability is extremely limited in the real world • Users can’t find a wallet they can trust
- Many wallets do not work on mobile
Our Wallet Solution
We have built an ultra secure, decentralised wallet for both crypto and FIAT currency and addressed all of the fundamental issues with blockchain wallet technology.
In the next 3 months, we will launch a companion payment card and a second-generation exchange to create a modern financial ecosystem.
Zumo Ecosystem
Zumo enables users to buy and store their digital currency. They can convert it instantly in-app and use it to pay for their everyday essentials on the companion payment card, or safely send it to friends.
Powered by our proprietary Zumo Exchange.
Zumo Wallet
Zumo is an FCA-regulated wallet, virtual card and money transfer app.
- Fully decentralised for ultimate security
- Convert between BTC, ETH, USD, EUR and GBP in-app • Virtual card transactions in-app
- Instant transfers to companion card
- Transfer currency to other users
- Insurance (global first)
- Regulated KYC and AML checks with easy onboarding
Zumo Companion Payment Card
The companion payment card is synced with the wallet.
- All wallet users receive a card
- Add funds instantly from wallet
- Multi FIAT currency
- Zero transaction fees
- Card transactions online and at point-of-sale • Syncs instantly with Zumo Wallet
Zumo Exchange
Zumo utilises an FCA-regulated digital asset exchange.
- Allows users to trade both crypto and FIAT markets
- Withdraw funds instantly to Zumo Wallet
- Trade with or against the market, and also the best traders in crypto
- Technical analysis is powered by Trading View
- Users benefit from a truly social P2P trading experience
- AI-driven automated trading strategies
- Fees settled with $ZUM token
Zumo Kit
WaaS (Wallet-as-a-Service) is a white label wallet solution for merchants.
- iOS and Android SDK
- Ultra secure and fully decentralised
- Self-serve installation
- Fully flexible set of features
- Regulated KYC and AML checks with easy onboarding
- White label payment card solution for partners
Roadmap
Q1 2019
Zumo Development
- Zumo Wallet live (alpha and beta) • Multicurrency (BTC and ETH)
- Exchange development starts
- Soft launch Zumo Wallet
Q2 2019
Go-To-Market
- Zumo Kit live (Android and iOS)
- FIAT integration
- Sidechain development
- Launch Zumo Wallet
- Launch Zumo Companion Card
Q3 2019
Strategic Developments Activation
- Zumo Exchange live
- Soft launch Exchange
- Sidechain live
- Series A
Q4 2019
Scale
- App, SDK and Exchange live
- Launch ”ecosystem”
- Focus on audience growth
Business Model
Zumo’s Wallet, Card, Exchange and Kit creates multiple scalable revenue streams.
- Wallet offers a tiered subscription model
- Card spot rate exchange
- Exchange commission / $ZUM settlement token • Kit tiered CPU/CPI or transaction fees
Nick Jones Co-Founder and CEO
Paul Roach Co-Founder and CTO
Daniel Lesnick – VP Blockchain Strategy and Innovation
Devina Paul CFO
Tim Sabanov – Lead Blockchain Architect
Kate McKay Legal Counsel
Tilen Travnick Advisor, Cryptography
Development Team (10)