FinTech Scotland Festival 2026: Innovation fuelling growth
The ninth FinTech Scotland Festival will take place from 30 September to 7 October 2026, with in-person and online events across the central belt of Scotland.
Developing the FinTech Scotland Cluster
Latest updates
Events
02 November 2026
The 2nd International Online Conference on Risk and Financial Management
This online conference will take place from 2–4 November 2026. It is organised by MDPI’s Journal of Risk and Financial Management (JRFM), a peer‑reviewed, open‑access journal covering risk management and all areas of empirical finance, management, and applied financial economics.
The primary goal of IOCRF 2026 is to bring together researchers, scholars, and professionals from around the world working across economics and finance. The conference will feature sessions on timely and emerging topics, including:
- Generative AI: paradigm shifts in finance and economics
- Machine learning for next‑generation risk modelling
- Blockchain and digital assets: frontier analytics
- Data capitalisation: reconstructing economic valuation
- Ethical AI and fintech governance
- Emerging technology convergence: the future of financial infrastructure
About
About FinTech Scotland
FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.
Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.
The FinTech Scotland Community
Featured Fintechs
Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.
Fintech events
19 May 2026
Banking Transformation Summit 2026
Banking Transformation Summit is where Europe’s banking leaders meet to shape what’s next. Senior executives from over 120 banks and building societies unite to share real-world insights and explore the forces reshaping financial services. Across 5 themes, the 2026 programme has been built around what banks need now: practical insight, real examples, and the strategic thinking required to drive measurable change.
What to expect:
- A curated, senior-level experience designed for meaningful conversations and real partnerships
- Five program themes shaping the future of banking
- Practical, real-world case studies
- Premium hospitality for all ticket holders
- Signature networking experiences like "After Hours" and "One for the Road!"
21 April 2026
Innovate Finance Global Summit 2026
Don't miss the 12th Innovate Finance Global Summit on 21 April 2026 at London’s iconic Guildhall for a full day of insights, innovation and impact with industry leaders shaping the future of fintech.
What to expect:
4 conference stages
UK FinTech Expo
Inspiring speakers
AI-powered 1-2-1 meetings
Tech Tunnel
Expert roundtables
Networking drinks
25 March 2026
PAY360 2026
PAY360 2026 returns on 25–26 March at ExCeL London.
Join Europe’s largest and most influential payments event, uniting the global payments ecosystem for two days of insight, innovation, and collaboration.
6,000+ attendees from across fintech, banking, payments & technology
200+ industry-leading speakers
150+ exhibitors featuring breakthrough products and services
Engagement with regulators, policymakers, global banks & high growth fintechs
AI-powered matchmaking connecting buyers, innovators & strategic partners
60% in the room VIP and above
PAY360 2026 is your opportunity to discover the technologies, partnerships, and strategies shaping the future of payments. Equip your business with the insights and solutions needed to thrive in a fast-changing landscape.
Co-located with the brand-new Merchant Transact 360, a dedicated event created by merchants, for merchants, delivering practical, actionable insights to help navigate the ever evolving and complex payments landscape.
Get your tickets today and use code FintechScotland20 to save 20% off
Latest News
Payments & Transactions
06 October 2026
Digital Trust Centre Report calls on Scotland to lead the shift to digital assets and tokenisation
The Digital Trust Centre, Scotland’s Centre of Excellence for Digital Trust and Distributed Ledger Technology, has published Digital Finance 2030 ...
Fintech firms
24 September 2026
Zumo and Zeyro join forces to provide crypto firms with a compliant bridge into the evolving UK crypto market
UK crypto-as-a-service platform Zumo has partnered with specialist regulatory and financial services firm Zeyro to provide cryptoasset businesses with a ...
Announcement
23 September 2026
Boost for Scottish fintech cluster as Tesco Insurance & Money Services partners with FinTech Scotland
FinTech Scotland, the cluster management organisation, today announced a new strategic partnership with Tesco Insurance & Money Services to accelerate ...