FinTech Scotland Festival 2026: Innovation fuelling growth

The ninth FinTech Scotland Festival will take place from 30 September to 7 October 2026, with in-person and online events across the central belt of Scotland.

Supporting fintechs

Accelerating the growth of over 250 fintech firms.

Our support

Strategic Partnerships

Developing responsible innovation with industry.

Our Partners

Research & Innovation

Driving global economic impact, inclusion, and sustainability.

Our Roadmap

Connecting globally

Creating fintech bridges around the world.

Our network

Latest updates

Regulation

26 August 2026

Meet the fintechs driving responsible AI innovation in financial services

Fourteen fintechs have been selected for the latest Innovation Challenge run by our Financial Regulation Innovation Lab (FRIL), this time ...

Events

01 September 2026

Edinburgh Decentralised Finance Summit 2026

A full day on decentralised protocols, decentralised applications and decentralised AI. Practical insights from the builders, researchers and institutions adopting open decentralised finance. The summit builds on the success and high quality of the 2025 Edinburgh DeFi Summit, Scotland's first, which brought together 18 speakers across four sessions and was supported by the Ethereum Foundation, Linea, Gnosis, Nexus Mutual, Redeem Technologies and BCP Technologies. It follows our Edinburgh Tokenisation Summit in May 2026, which drew speakers from JPMorgan Kinexys, the Ethereum Foundation, 21Shares, Baillie Gifford, the FCA, the Asian Development Bank, Burness Paull, Polymath, WisdomTree and the University of Edinburgh Business School.

About

About FinTech Scotland

FinTech Scotland is a strategic cluster management organisation driving financial inclusion through fintech innovation and collaborations. Established in 2018, we support a vibrant cluster of fintech innovators, established financial firms, academics, government organisations, citizen groups and regulators.

Within this cluster, the vibrant fintech community now counts more than 250 fintech firms of all sizes developing innovative solutions in WealthTech, InsureTech, RegTech and much more. Using new technologies such as AI, blockchain and open finance date, those organisations are changing the financial services sector to drive better outcomes for citizen, societies and the environment.

The FinTech Scotland Community

Featured Fintechs

Scotland is home to a growing number of fintech firms spanning across the full spectrum of financial technologies from payments to Blockchain, from open banking to regtech and much more.

Discover the community

Fintech events

19 May 2026

Banking Transformation Summit 2026

Banking Transformation Summit is where Europe’s banking leaders meet to shape what’s next. Senior executives from over 120 banks and building societies unite to share real-world insights and explore the forces reshaping financial services. Across 5 themes, the 2026 programme has been built around what banks need now: practical insight, real examples, and the strategic thinking required to drive measurable change. What to expect: - A curated, senior-level experience designed for meaningful conversations and real partnerships - Five program themes shaping the future of banking - Practical, real-world case studies - Premium hospitality for all ticket holders - Signature networking experiences like "After Hours" and "One for the Road!"

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21 April 2026

Innovate Finance Global Summit 2026

Don't miss the 12th Innovate Finance Global Summit on 21 April 2026 at London’s iconic Guildhall for a full day of insights, innovation and impact with industry leaders shaping the future of fintech. What to expect: 4 conference stages UK FinTech Expo Inspiring speakers AI-powered 1-2-1 meetings Tech Tunnel Expert roundtables Networking drinks

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25 March 2026

PAY360 2026

PAY360 2026 returns on 25–26 March at ExCeL London. Join Europe’s largest and most influential payments event, uniting the global payments ecosystem for two days of insight, innovation, and collaboration. 6,000+ attendees from across fintech, banking, payments & technology 200+ industry-leading speakers 150+ exhibitors featuring breakthrough products and services Engagement with regulators, policymakers, global banks & high growth fintechs AI-powered matchmaking connecting buyers, innovators & strategic partners 60% in the room VIP and above PAY360 2026 is your opportunity to discover the technologies, partnerships, and strategies shaping the future of payments. Equip your business with the insights and solutions needed to thrive in a fast-changing landscape. Co-located with the brand-new Merchant Transact 360, a dedicated event created by merchants, for merchants, delivering practical, actionable insights to help navigate the ever evolving and complex payments landscape. Get your tickets today and use code FintechScotland20 to save 20% off

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