Why Scotland

Scotland has long been a global financial hub. Today, talented people, a supportive business environment and a vibrant tech scene are helping position Scotland as one of the top fintech destinations in the world as well as being voted one of the top places to live in the world.

Scotland leading fintech innovation

Scotland is an exceptional place to start and grow a fintech business due to its vibrant and supportive cluster, which combines over 250 fintechs, global financial services firms, world-class universities and a supportive network of organisations.

FinTech Scotland play a pivotal role as the Cluster Management organisation for fintech in Scotland linking businesses, academia, and government, with an active focus on purposeful innovation, sustainability and inclusion.

With access to global markets, robust regulatory support, and a proven track record of producing start-ups and scale-ups, Scotland provides the ideal environment for fintech firms to thrive and succeed.

An established financial sector

Many of the world’s most respected financial institutions have technology functions in Scotland. These international brands complement the large number of Scottish headquartered financial services companies.

World class fintech talent

Diversity fuels innovation. Scottish homegrown talent is complemented by international and EU students. In fact Scotland has the highest percentage of international students in the UK. They study in top universities. Five of our universities rank in the global top 200 and the University of Edinburgh host Europe’s largest school of Informatics.

Unrivalled support

The level of support in Scotland is second to none. New companies receive help, guidance and funding from Scottish Enterprise and many other organisations. Entrepreneurs and companies wanting to relocate to Scotland or expand internationally can benefit from the services provided by Scottish Development International.

Connected to the world

The Scots fintech cluster is connected with fintech hubs in the UK and around the world. More and more international fintechs are chasing Scotland as their new home.

Our cities and regions

Innovation in fintech is thriving across Scotland, driven by a powerful combination of world-class universities, entrepreneurial talent, and a collaborative cluster.

From Edinburgh’s leadership in data and AI to Glasgow’s advances in financial regulation and Aberdeen’s focus on sustainable finance, fintech innovation spans the nation. Supported by academic excellence, cutting-edge research, and entrepreneurial energy, Scotland is a hub of transformative ideas reshaping the future of finance.

Edinburgh

Edinburgh

Glasgow

Glasgow

Aberdeen

Aberdeen

Dundee

Dundee

Stirling

Stirling

Perth

Perth