“Pushing the boundaries on FinTech research and innovation is vital as we learn about the power of technology and the impact of its application in financial services.”
Mark Napier, Managing Director,Global Technology, JP Morgan
Financial Regulation
The Financial Regulation section of the FinTech Scotland Research and Innovation Roadmap highlights the transformative potential of innovation in compliance, risk management, and regulatory design. By leveraging advanced technologies such as AI, the roadmap envisions a future where regulatory processes are streamlined and more efficient, fostering innovation while maintaining robust safeguards. Central to this vision is the Financial Regulation Innovation Lab, a collaborative initiative bringing together regulators, fintechs, and academic experts. The lab aims to pioneer new approaches to real-time risk.
Payment and Transactions
Under Payments and Transactions, the Research and Innovation Roadmap explores the evolution of financial exchanges in a rapidly digitalising world with a focus on digital currencies, embedded payments, and enhanced security for digital transactions. The roadmap mentions the need to drive innovation that simplifies and secures payment systems for both consumers and businesses.
